Property is an asset that can be leveraged in many ways, and one of the smart ways is to use it as collateral for a loan. With the Kreditflow Financial Loan Against Property, you get to unlock the true value of your asset. This helps you get funds to meet any financial goal, be it personal or business-related. With this instrument, your property, be it commercial, residential, or industrial, serves as collateral, and you can continue to use it without any restrictions.
We understand that accessing a large amount of funds is usually quite a hassle, but we have designed this offering to keep things simple. Our loan comes with an online application, allowing you to apply in a few easy steps. What’s more, you only need to meet our basic requirements, and you can get your loan processed and disbursed in real quick time.
The Kreditflow Financial Loan Against Property can be used freely and for any big-ticket expense. Some of the common ways to utilize these funds are to:
Expand an existing business
Consolidate high-interest debt
Pay for a medical emergency
Renovate business infrastructure or a home
Fund overseas higher education
| Loan Against Property Interest Rates | 9% p.a. Onwards |
| Loan Amount | From ₹51 Lakhs to ₹25 Cr |
| Loan Processing Fees | Up to 1% Plus applicable taxes |
| Lowest EMI per month | 1044* Per Lakh for 180 Months |
| Maximum Tenure | 3-15 years (12 years for Industrial/Warehouse). |
| Foreclosure/Prepayment Charges | 4 % on the outstanding loan Plus applicable taxes. |
| Late Payment Charges | 2% per month |
| Cheque Bounce Charges | ₹1000 per bounce plus applicable taxes |
| IMD Charges - Initial application fee | ₹10,000 - Non Refundable |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Now you can get a personal loan with minimum efforts. Just follow the below simple 3-step process and get an instant personal loan online without any delay.
Click on Apply Now and enter your contact details along with loan amount, tenure and property type.
Enter your DOB and residentce ownership details.
Enter your occupation and employment details.
Application will then proceed for verification and assessment.
Interest Rates starting 9% | One-time Processing Fee up to 1% of sanction amount plus taxes.
Flexible repayment tenure from 3 to 15 years with 0% foreclosure charges if paid from own sources and 4% foreclosure charges on the outstanding loan amount plus taxes if paid from other sources.
Loan Amount ₹30 Lakh, Interest Rate: 9%, Tenure: 10 years, equates to EMI of ₹38,003 per month.
Our goal is to deliver a seamless experience and to do just that, we’ve customized our offering with a range of best-in-class Loan Against Property features. The Kreditflow Financial Loan Against Property is easy to avail, offers quick approvals, minimizes delays, and ensures an affordable experience with flexible tenure and reasonable interest rates.
Minimal documentation
Quick and easy approval process
Wide range of properties accepted as collateral
High LTV for ample funding ranging up to ₹25* Crore
Competitive Loan Against Property interest rate & charges
Long and flexible tenure up to 15 years
No hidden costs
Doorstep services
Salaried individuals
Self-employed professionals
Firms/ Companies
The Kreditflow Financial Loan Against Property has basic eligibility requirements. This helps speed up loan processing and makes this offering one that you can easily access, even in an emergency.
To qualify for funding and get quick approval, applicants need only to meet criteria related to the following factors:
Note: The above-mentioned eligibility list is indicative. Additional eligibility criteria may be required during loan processing by Kreditflow Financial.
Lengthy, unending paperwork can be a dampener on the borrowing experience. What’s more, it can cause delays and make it difficult to get the funding you need on time. To ensure that you don’t run into such problems, we only require you to submit basic documents. These can be categorized into 5 main types:
KYC documents
Income and financial documents
Property papers
Bank Statement
Sanction letter and SOA of existing loans
Find the specific Loan Against Property documents required for each borrower type online, on our dedicated webpage.
Note: The above-mentioned Loan Against Property documents list is indicative, and additional documents may be required during loan processing.
When you transfer your Loan Against Property from another lender to Kreditflow Financial, it is termed a Loan Against Property Balance Transfer. The Balance Transfer to Kreditflow Financial can be done for one or more of the following reasons:
We realize that time is of the essence and hence we have kept the Loan Against Property Balance Transfer process very simple and hassle-free. The following are the steps:
Yes. You can avail of our loan online in just a few simple steps. All you must do is:
*Terms & Conditions Apply